DR. LUKAS REINHARDT. Cloud-Enabled Smart Service Ecosystems and Financial Resilience in Small and Medium Hospitality Enterprises: Integrating SaaS Innovation, ICT Adoption, and Capital Structure Dynamics. International Journal of Advance Scientific Research, [S. l.], v. 5, n. 12, p. 26–38, 2025. Disponível em: https://sciencebring.com/index.php/ijasr/article/view/1088. Acesso em: 23 jan. 2026.